Settled!!!

I thnk I haf finally learnt my lesson and am NOT goin to lend anybody any money anymore. First lent my JC friend some money many years back coz he got burnt whilst playing the stock market, only to have him disappearing some months later, dropping out of Uni and chalking up many creditors @ that point in time. He has since "surfaced" but I doubt anyone has gotten their money back. & couple of years back, I lent my good-for-nothing cousin a couple of hundred dollars coz his Dad juz passed away & he was as usual jobless. When I told Daddy that he has approached me for money, he immediately told me not to lend him the money but later "relented" & told me dat if I wanted to lend him the money, I muz b prepared not to get the $ back. Well, I already knew the chances of me getting the money back was close to naught but lent him the money nonetheless as he still had a teenage daughter to support. Couple of months dwn the road, he not only didn't return me the money but had the nerve to ask me to be his guarantor for buying his car!!! What!?!?!? No money to return me but has money to buy car?!?!? Of coz my ans was a flat No although he tried asking a few more times. Needless to say, I never heard fr him again. (oh he still came to my hse during CNY n Dar was v pissed coz he juz sat dwn there wout acknowleging us or bringing up the matter of the $)


The latest incident was me lending $500 to my now ex-colleague fr my branch in Oct/Nov 2006. She claimed that her fam was having some prob (sis undergoin divorce n blah) n thus needed some $; I gave her the benefit of the doubt although I believed that she was using the $ to help her then bf pay for some car parts. My colleagues asked me how come I still lent her e $ know that she is q a spend-thrift/extravagant person but it was diff 2 tell her that i didn't have the $ n some more she already tried to borrow fr 2 other colleagues. Her first 2 payments were q prompt (she said she wld return me $100 every month); first payment in Dec b4 she resigned & 2nd on in late Jan/early Feb when she came back for our branch CNY dinner. Subsequently, didn't really meet up w her but still tok 2 her a bit on n off on MSN but didn't chase her for the $ coz she was in between jobs & nice me decided to give her more time. However when she still didn't take any intiative to return me the $ in Oct, i texted her n told her to return me the remaining $300 by the end of the year to which she agreed. My idea was that she returned $100 every month n it wld b juz nice.


Who knows 2007 came n went & I still didn't get the $$$!!! & I was pissed coz here she was here claiming that she had no money but there she was going places w her bf & doing her hair & all!!! So during the 2nd wk of Jan, I msged her again telling her that it was now 2008 and she again claimed she had no $!!! @ that time I was still q nice so I told her by mid Feb and she again agreed. (Mid Feb coz aft CNY mah so shd haf a LOT of $) Whadaya know... she didn't return me the $ again!!! & I gave her like another 2 weeks b4 I tried to contact her but she wasn't contactable!!! By now I was like really fuming! I msged her a couple of times but no reply; got a mutual fren to msg her but also no reply. Then I tried calling her n she didn't pick up her phone, left her a msg on Friendster also no reply. The mutual fren was saying that I shd just leave like a testimonial on her friendster so make her look bad but I thot dat wasn't v nice so I told her I wld only do dat as a last resort. By then, almost the whole office knows abt her owing me $ coz I was like complaining everyday!!! Had e intention to use another number to try 2 call her & my colleague thot of the same thng so she asked me 2 use her phone to call her as she doesn't thnk my ex-colleague has her number. And she picked up the phone!!! But she didn't say "hello" so I passed the phone back to my colleague 2 ask her to help me to look for her. Well either she heard me talking to my colleague or she recognised my colleague's voice coz after dat she simply hung up the phone. But not before she said "hello" once & my colleague thot it sounded like her!!! By then I was rather determined to either call her @ home or go rite up to her hse to look for her. I mean, she is simply too much!!!


But surprise surprise!!! She actually msged me a short while aft e phone call telling me dat she had actually passed the phone to her mum & dat she had juz gotten her phone back. Then she gave me some crap (crap coz I totally dun believe!) abt how her sis was sup to contact me 2 return me e $ and dat the sis had told e mum dat she had already the $ to me. Well the sis didn't contact me @ all lors & so I gave her the ultimatum to return me $100 by the next day or else I will take further action. She kept telling me that she had no money & dat she wld return me the whole sum of money by the end of the month & ask me to "trust her" but I told her No n I told her to take the money fr her parents or 2nd sis coz I dun thnk it is THAT diff 2 come up w $100. She told me that she wun be able to get the $ from them coz "if they had wanted 2 help the sis, they wld haf helped lg time ago". Well that's not my prob so I told her 2 get either the mum or sis to contact me & tok 2 me or give me their contact but she was like, sis doesn't want her 2 give her my number n even if I tok 2 e mum no use. I tell u, I really felt like a loanshark dat pm what w all the smses flying ard... aftwhich I grew really tired n I told her dat no matter how many times she asked if she cld defer the payment till end of the month my ans wld still be No!


Well, I was quietly waiting the next day 2 see if she wld return the money (I told her 2 return by 1pm) but she said the CDM was dwn @ her place so cld only bank @ nite provided dat the machine was not dwn. Luckily for her, she banked in the money @ 7 plus dat nite. As for the rest of the $200, I was rather apprehensive as to whether she wld return me the money by the end of the month or I wld hafta chase her again. Thankfully she has returned me the money wout me hafing to ask her for it. So it's e end of the saga *whew*



I'm really going to thnk 10 million times abt lending pp $ fr now on. (like e other day, this dirty looking lady approached me to lend her $1.90 to take bus coz she has lost her purse but I didn't. In e end she borrowed from these teenagers but subsequently when the teenagers boarded their bus, I saw her approaching some other passerbys for $ again) Even like Dar, he had helped pp in the past (n also recently) but lending $ or letting them use his tools/equipment first b4 paying up and he always end up finding it v diff to get e $ back. Haiz... v hard 2 be nice pp sometimes hor? ...